Attention: New Brides and Grooms
Skip the toasters and towels – ask for the gift of your future!
Whether you’re dreaming of a cozy condo or your forever home,
your loved ones can help you take that first big step together.
You can set up a Wedding Registry to help fund a down payment on a house by creating a “house fund” or “cash fund” on platforms like The Knot, Zola, or MyRegistry and politely informing guests that contributions can go towards your home purchase.
✅ Easy to set up
✅ Totally customizable
✅ Makes saving feel like celebratin
*See below to get a copy of my FREE
Couple’s Guide to Saving For a Home While Planning Your Perfect Wedding
Pick a Wedding Registry Platform
Allows couples to create cash registries with their “Cash Funds” feature, enabling guests to contribute to a future home.
Go to https://www.theknot.com/registry
>> Registry
>> Start a Registry
>> Creating a cash funds
>> Skip adding Gifts
>> Cash Funds Tab at top right
>> New Home Fund
>> Add a Fund. Describe your future home in the notes so that your guests will be excited for you and contribute to your dream of homeownership!
>>Select a Goal Amount for Guests to contribute towards
>>Link Your Bank Account. Use a Savings Account that you have set up specifically to save for your future home.
>>Download the App and monitor your guest contributions so that you can call them and thank them!
Zola:
Another popular platform that allows couples to add cash funds for specific goals, like a down payment, without extra fees for cash gifts.
Go to https://www.zola.com/wedding-registry
>> Select Cash Funds
>> Select Cash & Honeymoon Funds
>> Cash & Honeymoon Funds
>> Fill out the Basics
>> Add a Fund. Describe your future home in the notes so that your guests will be excited for you and contribute to your dream of homeownership!
>>Select a Goal Amount for Guests to contribute towards
>>Link Your Bank Account. Use a Savings Account that you have set up specifically to save for your future home.
>>Download the App and monitor your guest contributions so that you can call them and thank them!
Enables couples to link multiple cash fund registries from different platforms and integrate a home down payment fund with traditional gifts.
Go to: https://www.myregistry.com/wedding-registry.aspx
>> Select Start a Cash Fund : Down Payment Fund
>> >> Fill out the Basics
>> Add a Fund. Describe your future home in the notes so that your guests will be excited for you and contribute to your dream of homeownership!
>>Select a Goal Amount for Guests to contribute towards
>>Link Your Bank Account. Use a Savings Account that you have set up specifically to save for your future home.
>>Download the App and monitor your guest contributions so that you can call them and thank them!
How to Politely Ask for Contributions
- Tell Your Story: Share your journey towards buying a home and how a down payment gift would help.
- Be Transparent: Explain that you’re registering for a house fund to help with the down payment, renovations, or other home-related expenses for your new life together.
- Provide Options: Offer a variety of contribution amounts or allow guests to choose a specific amount.
- Express Gratitude: Thank guests for their generosity and support in advance.
Using Wedding Gifts for Down Payments
- FHA, VA, and USDA Loans: These loan types often allow wedding gifts to be used for purchase funds, but ensure you follow the documentation process (e.g., providing a copy of the marriage license and bank statements).
- “Bona Fide Gift”: The gift must be a genuine gift, not a loan that requires repayment.
- Gift Letter: In some cases, a gift letter from the donor may be required to confirm the gift.
Once you are approaching your goal amount, contact me to get started on your new home buying process. I can connect you with a lender or advise you about down payment assistant programs available to help get you to the finish line.
And here is a special offer from one of my lender partners (available through May 2026)
Don’t wait!
Savvy brides-to-be think about their future life with their partners and that includes where you live after the wedding day!
